# Tap to Pay

import ReaderHero from '@components/content/ReaderHero.astro';
import Country from '@components/content/Country.astro';

**Available in (Android)**: <Country code="AU" name="Australia" /> <Country code="AT" name="Austria" /> <Country code="BE" name="Belgium" /> <Country code="BR" name="Brazil" /> <Country code="BG" name="Bulgaria" /> <Country code="CL" name="Chile" /> <Country code="CO" name="Colombia" /> <Country code="HR" name="Croatia" /> <Country code="CY" name="Cyprus" /> <Country code="CZ" name="Czech Republic" /> <Country code="DK" name="Denmark" /> <Country code="EE" name="Estonia" /> <Country code="FI" name="Finland" /> <Country code="FR" name="France" /> <Country code="DE" name="Germany" /> <Country code="GR" name="Greece" /> <Country code="HU" name="Hungary" /> <Country code="IE" name="Ireland" /> <Country code="IT" name="Italy" /> <Country code="LV" name="Latvia" /> <Country code="LT" name="Lithuania" /> <Country code="LU" name="Luxembourg" /> <Country code="MT" name="Malta" /> <Country code="NL" name="Netherlands" /> <Country code="NO" name="Norway" /> <Country code="PE" name="Peru" /> <Country code="PL" name="Poland" /> <Country code="PT" name="Portugal" /> <Country code="RO" name="Romania" /> <Country code="SK" name="Slovakia" /> <Country code="SI" name="Slovenia" /> <Country code="ES" name="Spain" /> <Country code="SE" name="Sweden" /> <Country code="CH" name="Switzerland" /> <Country code="GB" name="United Kingdom" /> <Country code="US" name="United States" />

**Available in (iOS)**: <Country code="AU" name="Australia" /> <Country code="AT" name="Austria" /> <Country code="BE" name="Belgium" /> <Country code="BR" name="Brazil" /> <Country code="BG" name="Bulgaria" /> <Country code="CL" name="Chile" /> <Country code="HR" name="Croatia" /> <Country code="CY" name="Cyprus" /> <Country code="CZ" name="Czech Republic" /> <Country code="DK" name="Denmark" /> <Country code="EE" name="Estonia" /> <Country code="FI" name="Finland" /> <Country code="FR" name="France" /> <Country code="DE" name="Germany" /> <Country code="HU" name="Hungary" /> <Country code="IE" name="Ireland" /> <Country code="IT" name="Italy" /> <Country code="LV" name="Latvia" /> <Country code="LT" name="Lithuania" /> <Country code="LU" name="Luxembourg" /> <Country code="MT" name="Malta" /> <Country code="NL" name="Netherlands" /> <Country code="NO" name="Norway" /> <Country code="PL" name="Poland" /> <Country code="PT" name="Portugal" /> <Country code="RO" name="Romania" /> <Country code="SK" name="Slovakia" /> <Country code="SI" name="Slovenia" /> <Country code="ES" name="Spain" /> <Country code="SE" name="Sweden" /> <Country code="CH" name="Switzerland" /> <Country code="GB" name="United Kingdom" />

Tap to Pay lets merchants accept in-person contactless payments directly on a compatible phone without carrying a separate card reader.

<ReaderHero
  alt="Tap to Pay on a mobile device"
  src="/img/terminal-payments/readers/tap-to-pay-2x.png"
  srcset="/img/terminal-payments/readers/tap-to-pay-1x.png 1x, /img/terminal-payments/readers/tap-to-pay-2x.png 2x, /img/terminal-payments/readers/tap-to-pay-3x.png 3x"
  width={320}
  height={671}
/>

## Basic Information

| Category | Details |
| --- | --- |
| Device type | Software-based payment acceptance on the merchant's phone |
| Hardware model | No separate reader required |
| Compatible merchant devices | iPhone XS or newer on supported iOS versions, or Android devices with NFC running Android 11 or later |
| Connection needs | The SumUp app or SDK flow plus internet access on the merchant device |
| Accepted payment types | Contactless cards, Apple Pay, Google Pay, Samsung Pay, and similar digital wallets |
| Good fit for | Merchants who want the fastest setup and the lightest hardware footprint |

## Integration Compatibility

- [iOS SDK](/terminal-payments/sdks/ios-sdk/)
- [Android Tap-to-Pay SDK](/terminal-payments/sdks/android-ttp/)

## What to Expect

- There is no separate reader to pair, charge, or carry.
- Tap to Pay is contactless-only. If you need chip insertion, use a physical reader such as Solo or Solo Lite.
- Customers can enter their PIN directly on the merchant device when required.